@font-face{font-family:Montserrat;font-style:normal;font-weight:100 900;font-display:swap;src:url(/fonts/montserrat-var.woff2) format("woff2")}@font-face{font-family:DM Sans;font-style:normal;font-weight:100 1000;font-display:swap;src:url(/fonts/dm-sans-var.woff2) format("woff2")}@font-face{font-family:IBM Plex Mono;font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/plex-mono-500.woff2) format("woff2")}:root{--navy: #00275b;--navy-800: #0a3470;--navy-900: #001a3f;--navy-tint: #e8edf5;--gold: #c9a24d;--gold-light: #e9c46a;--gold-dark: #a6782b;--gold-ink: #8a6420;--gold-tint: #f6ecd4;--ink: #0f1b2d;--body: #3a4556;--muted: #5b6576;--paper: #faf7f0;--rule: #e7e0cf;--line: #dde2ea;--bg: #ffffff;--max: 1160px;--radius: 6px;--shadow: 0 1px 2px rgba(0, 26, 63, .06), 0 12px 32px rgba(0, 26, 63, .08);--shadow-lg: 0 2px 6px rgba(0, 26, 63, .08), 0 28px 60px rgba(0, 26, 63, .16);--header-h: 84px;--font-display: "Montserrat", system-ui, "Segoe UI", sans-serif;--font-body: "DM Sans", system-ui, -apple-system, "Segoe UI", sans-serif;--font-mono: "IBM Plex Mono", ui-monospace, "Cascadia Mono", Consolas, monospace}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 12px);-webkit-text-size-adjust:100%}@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}}body{margin:0;font-family:var(--font-body);font-size:1.0625rem;line-height:1.65;color:var(--body);background:var(--bg);-webkit-font-smoothing:antialiased}img{max-width:100%;height:auto;display:block}a{color:var(--navy);text-underline-offset:3px}a:hover{color:var(--gold-ink)}:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:2px}h1,h2,h3{font-family:var(--font-display);color:var(--navy);line-height:1.15;margin:0 0 .6em;letter-spacing:-.015em}h1{font-size:clamp(2.4rem,5.4vw,4rem);font-weight:800;letter-spacing:-.025em}h2{font-size:clamp(1.75rem,3.3vw,2.5rem);font-weight:700}h3{font-size:1.2rem;font-weight:700}p{margin:0 0 1em}.mono{font-family:var(--font-mono);font-size:.78rem;letter-spacing:.08em;text-transform:uppercase}.wrap{width:100%;max-width:var(--max);margin:0 auto;padding:0 24px}@media (max-width: 600px){.wrap{padding:0 16px}}.skip-link{position:absolute;left:-9999px;top:8px;z-index:100;background:var(--navy);color:#fff;padding:10px 16px;border-radius:var(--radius)}.skip-link:focus{left:8px}.eyebrow{display:inline-flex;align-items:center;gap:12px;font-family:var(--font-mono);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-ink);margin-bottom:1.1rem}.eyebrow:before{content:"";width:28px;height:2px;background:var(--gold)}.eyebrow-light{color:var(--gold-light)}.lead{font-size:1.2rem;line-height:1.6}.gold-ink{background:linear-gradient(100deg,var(--gold-ink) 0%,var(--gold-dark) 55%,var(--gold-ink) 100%);-webkit-background-clip:text;background-clip:text;color:transparent}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:50px;padding:12px 26px;border-radius:var(--radius);border:2px solid transparent;font-family:var(--font-display);font-weight:700;font-size:.98rem;letter-spacing:.01em;text-decoration:none;cursor:pointer;transition:background-color .15s,color .15s,border-color .15s,transform .15s}.btn:hover{transform:translateY(-1px)}.btn-sm{min-height:42px;padding:8px 18px;font-size:.9rem}.btn-lg{min-height:58px;padding:16px 34px;font-size:1.05rem}.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-800);color:#fff}.btn-gold{background:var(--gold);color:var(--navy-900)}.btn-gold:hover{background:var(--gold-light);color:var(--navy-900)}.btn-outline{border-color:var(--navy);color:var(--navy);background:transparent}.btn-outline:hover{background:var(--navy);color:#fff}.btn-ghost-light{border-color:#ffffff8c;color:#fff}.btn-ghost-light:hover{border-color:#fff;color:#fff}.site-header{position:sticky;top:0;z-index:50;background:#fffffff5;backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}.site-header:before{content:"";display:block;height:4px;background:linear-gradient(90deg,var(--navy) 0 70%,var(--gold) 70% 100%)}.header-inner{max-width:var(--max);margin:0 auto;padding:0 24px;min-height:var(--header-h);display:flex;align-items:center;gap:28px}.brand{flex:none}.brand img{width:170px;height:auto}.site-nav{margin-left:auto}.site-nav ul{list-style:none;display:flex;gap:4px;margin:0;padding:0}.site-nav a{display:block;padding:8px 12px;font-family:var(--font-display);font-weight:600;font-size:.92rem;color:var(--ink);text-decoration:none;border-radius:var(--radius)}.site-nav a:hover{color:var(--navy);background:var(--navy-tint)}.header-actions{display:flex;align-items:center;gap:18px}.header-phone{font-family:var(--font-display);font-weight:700;font-size:.95rem;text-decoration:none;white-space:nowrap}.nav-toggle{display:none}@media (max-width: 1100px){.header-phone{display:none}}@media (max-width: 960px){:root{--header-h: 72px}.brand img{width:140px}.header-inner{flex-wrap:wrap;gap:12px}.nav-toggle{display:inline-flex;align-items:center;gap:10px;margin-left:auto;padding:10px 14px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;font:600 .92rem var(--font-display);color:var(--navy);cursor:pointer}.nav-toggle-bars,.nav-toggle-bars:before,.nav-toggle-bars:after{display:block;width:18px;height:2px;background:currentColor;position:relative}.nav-toggle-bars:before,.nav-toggle-bars:after{content:"";position:absolute;left:0}.nav-toggle-bars:before{top:-6px}.nav-toggle-bars:after{top:6px}.header-actions{display:none}.site-nav{order:3;width:100%;margin:0}.site-nav ul{flex-direction:column;padding-bottom:12px}.site-nav a{padding:12px 8px;border-top:1px solid var(--line);border-radius:0}.site-header[data-nav-ready=true][data-nav-open=false] .site-nav{display:none}}.ledger-paper{background-color:var(--paper);background-image:linear-gradient(to right,transparent 0 46px,rgba(201,162,77,.45) 46px 47px,transparent 47px 51px,rgba(201,162,77,.45) 51px 52px,transparent 52px),repeating-linear-gradient(to bottom,transparent 0 39px,var(--rule) 39px 40px)}.hero{padding:clamp(56px,8vw,104px) 0 clamp(64px,8vw,112px);border-bottom:1px solid var(--rule)}.hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:clamp(40px,6vw,80px);align-items:center}.hero-copy .lead{max-width:36em;color:var(--body)}.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin:2rem 0 2.2rem}.proof-row{list-style:none;display:flex;flex-wrap:wrap;gap:10px 0;margin:0;padding:18px 0 0;border-top:1px solid var(--rule);font-size:.95rem;color:var(--muted)}.proof-row li{padding:0 18px;border-left:1px solid var(--rule)}.proof-row li:first-child{padding-left:0;border-left:0}.proof-row strong{color:var(--navy);font-family:var(--font-display)}.hero-card{background:#fff;border:1px solid var(--line);border-top:5px solid var(--navy);border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:26px 28px 22px;transform:rotate(1.2deg)}.hero-card-head{display:flex;justify-content:space-between;align-items:center;padding-bottom:14px;border-bottom:2px solid var(--navy);color:var(--navy)}.stamp{font:700 .75rem var(--font-display);letter-spacing:.14em;text-transform:uppercase;color:var(--gold-ink);border:2px solid var(--gold);border-radius:4px;padding:3px 9px;transform:rotate(-6deg)}.close-list{list-style:none;margin:0;padding:0}.close-list li{display:flex;align-items:center;gap:12px;padding:11px 0;border-bottom:1px solid var(--rule);font-size:.98rem;color:var(--ink)}.tick{flex:none;width:22px;height:22px;border-radius:50%;background:var(--navy);position:relative}.tick:after{content:"";position:absolute;left:8px;top:4px;width:5px;height:10px;border:solid var(--gold-light);border-width:0 2px 2px 0;transform:rotate(45deg)}.hero-chart{margin-top:18px}.hero-chart svg{width:100%;height:auto;display:block}.chart-bars rect{fill:var(--navy-tint)}.hero-card-foot{margin:12px 0 0;padding-top:12px;border-top:3px double var(--navy);font:700 .95rem var(--font-display);color:var(--navy);text-align:right}@media (max-width: 960px){.hero-grid{grid-template-columns:1fr}.hero-card{transform:none;max-width:460px}}@media (max-width: 600px){.ledger-paper{background-image:repeating-linear-gradient(to bottom,transparent 0 39px,var(--rule) 39px 40px)}.hero-actions .btn{width:100%}.proof-row li{padding:0 12px}}.section{padding:clamp(64px,9vw,112px) 0}.section-paper{background:var(--paper);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}.section-head{max-width:720px;margin-bottom:clamp(32px,5vw,56px)}.section-intro{font-size:1.1rem;color:var(--muted)}.ledger{list-style:none;margin:0;padding:0;border-top:2px solid var(--navy)}.ledger-row{display:grid;grid-template-columns:72px minmax(0,1.5fr) minmax(0,1fr);gap:24px 40px;padding:34px 0;border-bottom:1px solid var(--line);align-items:start;transition:background-color .2s}.ledger-row:hover{background:linear-gradient(90deg,var(--gold-tint),transparent 70%)}.ledger-no{font-size:1.6rem;letter-spacing:0;color:var(--gold-dark);line-height:1.2;padding-left:4px}.ledger-main h3{font-size:1.4rem;margin-bottom:.4em}.ledger-main p{margin:0}.ledger-items{list-style:none;margin:0;padding:4px 0 0}.ledger-items li{position:relative;padding:6px 0 6px 22px;font-size:.97rem;color:var(--ink);border-bottom:1px dashed var(--rule)}.ledger-items li:last-child{border-bottom:0}.ledger-items li:before{content:"";position:absolute;left:2px;top:15px;width:8px;height:8px;background:var(--gold);transform:rotate(45deg)}.services-cta{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:18px;margin-top:36px;padding:24px 28px;background:var(--navy-tint);border-left:4px solid var(--gold);border-radius:var(--radius)}.services-cta p{margin:0;font:600 1.05rem var(--font-display);color:var(--navy)}@media (max-width: 760px){.ledger-row{grid-template-columns:48px minmax(0,1fr)}.ledger-items{grid-column:2}.ledger-no{font-size:1.25rem}}.on-navy{background:var(--navy);color:#d9e1ee}.on-navy h2{color:#fff}.on-navy a:not(.btn){color:#fff}.on-navy a:not(.btn):hover{color:var(--gold-light)}.statement{padding:clamp(56px,8vw,96px) 0;position:relative;overflow:hidden}.statement:after{content:"";position:absolute;inset:auto -10% 18% 55%;height:3px;background:linear-gradient(90deg,transparent,var(--gold));transform:rotate(-14deg);transform-origin:right;opacity:.6}.statement-inner{display:flex;align-items:center;gap:clamp(24px,4vw,48px)}.statement-mark{flex:none;width:96px}.statement p{margin:0;max-width:30em;font:600 clamp(1.35rem,2.6vw,2rem) / 1.4 var(--font-display);color:#fff;letter-spacing:-.01em}.statement em{font-style:normal;color:var(--gold-light)}@media (max-width: 600px){.statement-inner{flex-direction:column;align-items:flex-start}.statement-mark{width:64px}}.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px;counter-reset:step}.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 28px 26px;box-shadow:var(--shadow)}.step:not(:last-child):after{content:"";position:absolute;top:44px;right:-29px;width:30px;height:2px;background:var(--gold)}.step-no{display:inline-block;color:var(--gold-ink);margin-bottom:14px}.step h3{font-size:1.25rem}.step p{margin:0}@media (max-width: 900px){.steps{grid-template-columns:1fr;max-width:620px}.step:not(:last-child):after{inset:auto auto -29px 44px;width:2px;height:30px}}.about-grid{display:grid;grid-template-columns:300px minmax(0,1fr);gap:clamp(40px,6vw,80px);align-items:start}.about-photo picture{display:block;width:280px;max-width:100%;position:relative;padding:0 14px 14px 0}.about-photo picture:before{content:"";position:absolute;inset:14px 0 0 14px;background:var(--navy);border-radius:var(--radius)}.about-photo img{position:relative;width:100%;aspect-ratio:1;object-fit:cover;border-radius:var(--radius);border:3px solid #fff;outline:1px solid var(--gold)}.about-name{margin:20px 0 0;font:700 1.1rem var(--font-display);color:var(--navy)}.about-name span{display:block;font:400 .95rem var(--font-body);color:var(--muted)}.about-copy>p{max-width:40em}.creds{margin:28px 0;border-top:2px solid var(--navy)}.creds div{display:grid;grid-template-columns:140px minmax(0,1fr);gap:16px;padding:14px 0;border-bottom:1px solid var(--line)}.creds dt{color:var(--gold-ink);padding-top:3px}.creds dd{margin:0;color:var(--ink);font-weight:500}.badges{display:flex;flex-wrap:wrap;gap:16px}.badges img{width:112px;height:auto}@media (max-width: 960px){.about-grid{grid-template-columns:1fr}.about-photo picture{width:220px}}@media (max-width: 480px){.badges{gap:10px}.badges img{width:96px}.creds div{grid-template-columns:1fr;gap:2px}}.faq-grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(32px,5vw,72px);align-items:start}.faq{border-top:2px solid var(--navy)}.faq details{border-bottom:1px solid var(--rule);background:transparent}.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:20px 4px;font:700 1.08rem var(--font-display);color:var(--navy)}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";flex:none;width:30px;height:30px;display:grid;place-items:center;border:1.5px solid var(--gold);border-radius:50%;color:var(--gold-ink);font-size:1.2rem;line-height:1}.faq details[open] summary:after{content:"−"}.faq details p{margin:0;padding:0 44px 22px 4px}@media (max-width: 900px){.faq-grid{grid-template-columns:1fr}.faq-grid .section-head{margin-bottom:0}}.contact{padding:clamp(64px,9vw,112px) 0;border-top:5px solid var(--gold)}.contact-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:clamp(40px,6vw,80px);align-items:center}.contact .lead{max-width:32em;margin-bottom:2rem}.contact-list{list-style:none;margin:0;padding:0;border-top:1px solid rgba(255,255,255,.2)}.contact-list li{display:grid;gap:2px;padding:16px 0;border-bottom:1px solid rgba(255,255,255,.2);font:600 1.1rem var(--font-display);color:#fff}.contact-list .mono{color:var(--gold-light);font-weight:500;font-family:var(--font-mono)}.contact-list a{text-decoration:none;word-break:break-word}@media (max-width: 900px){.contact-grid{grid-template-columns:1fr}}@media (max-width: 600px){.contact .btn-lg{width:100%}}.site-footer{background:var(--navy-900);color:#aab6c8;padding:64px 0 28px;font-size:.97rem}.site-footer a{color:#dfe6f0;text-decoration:none}.site-footer a:hover{color:var(--gold-light)}.footer-grid{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,.8fr) minmax(0,1fr);gap:40px}.footer-brand img{width:210px;margin-bottom:18px}.footer-brand p{max-width:26em}.footer-heading{font:500 .78rem var(--font-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--gold-light);margin:0 0 14px}.footer-links{list-style:none;margin:0;padding:0}.footer-links li{padding:5px 0}.footer-links address{font-style:normal}.footer-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:8px 24px;margin-top:48px;padding-top:22px;border-top:1px solid rgba(255,255,255,.12);font-size:.85rem;color:#8592a6}@media (max-width: 800px){.footer-grid{grid-template-columns:1fr;gap:32px}}.mobile-cta{display:none}@media (max-width: 760px){.mobile-cta{display:grid;grid-template-columns:1.6fr 1fr;gap:10px;position:fixed;left:0;right:0;bottom:0;z-index:40;padding:10px 16px calc(10px + env(safe-area-inset-bottom));background:var(--navy-900);box-shadow:0 -6px 20px #001a3f40}.mobile-cta .btn{min-height:46px;padding:10px 12px}body{padding-bottom:72px}}.not-found{padding:clamp(80px,12vw,160px) 0;text-align:center}.not-found .mono{color:var(--gold-ink);font-size:1rem}.not-found .hero-actions{justify-content:center}